Notice of Hold

ExpressHold

Sample National Bank

Deposit information

Date of deposit

Account type

Transaction reference Do not enter account numbers or any personally identifiable information.

Total deposit amount

Amount being held

Item type

Hold conditions

Not deposited into payee's account

Deposit not made in person

Foreign / non-proprietary ATM

Emergency operations

Redeposited item

Repeat overdraft account

Doubtful collection

New account

Hold result

SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE SAMPLE — NOT FOR USE

Sample National Bank

Notice of Hold

Transaction reference

Today's date

Account type

Date of deposit

Amount of deposit

Amount of hold

Sample National Bank — Thank you for your deposit. The item(s) described above, included in your deposit, is/are subject to delayed availability. Funds will be available for withdrawal as shown above. If this time period exceeds two days, the reason(s) for delayed availability are:

If you did not receive this notice at the time you made the deposit and the item(s) you deposited is/are paid, we will return to you any fees for overdraft or returned checks that result solely from the additional delay we are imposing. To obtain a refund call: 800-800-8000

Internal use only

MEMBER FDIC

Institution settings — read only

Institution name, type, and phone are set in the application code. Contact CU Risk Advisors at mycurisk@gmail.com to request changes.

Institution type

Phone number (for hold notices)

Institution name

Regulatory thresholds

Set by the Federal Reserve. CU Risk Advisors will update these within 72 hours of any Federal Reserve adjustment.

Next-day availability amount

Large deposit threshold

Hold day counts

Business day start time

New account hold days

Emergency hold days

Delayed cash availability — §229.12(d)

Enable only if Sample National Bank applies this rule institution-wide to all applicable deposits.

Enable (funds available at 5:00 PM on day 2) Disable (standard next-day availability)

Notice copies

Number of copies to print when a teller clicks Print Notice.

Copies per notice

Internal use only — field labels

Customize the six signature fields on the printed notice. Changes apply immediately to the next notice printed.

Column 1 — Processed by

Field 1

Field 2

Field 3

Column 2 — Audited by

Field 1

Field 2

Field 3

Deposit hold matrix — quick reference

RC = reasonable cause exception (redeposited item, repeat overdraft, or doubtful collection).
Cashier's checks treated as next-day items under §229.10(c). Large deposit exception applies to next-day items when amount exceeds threshold.